Microfinancing
Contact Us !
A Much Brighter Future
Our Services
Flexible, Transparent with No Hidden Fees
Instant Supplier Payments
Empowering businesses in having access to instant trade financing.
Stock Financing
Empowering businesses with instant purchase power of stock & delivery
Salary Credit Advance
Empowering businesses with in-house financing or salary advance for employees
(Upcoming)
Fuel Financing
Empowering Ride Hailing Drivers with the finance needed to improve their overall earnings
How It Works
Its real easy being part of Hal Capital. Simply follow the steps
Serving the Largest Retail Network in Kenya
“Proudly serving some of the largest Retail Networks in Africa”
Our Strengths
Clients benefit from our close relationships and quality delivery.
Online Financing Approval
We offer fast and secure online financing approvals which suit all business types
Flexible Repayment
We allow for payment reschedule with just
24 hours’ notice for FREE
24 hours’ notice for FREE
Competitive Pricing
All our products and offerings are in-line with and adhere to well-regulated principles
Meet The Team
You are in good hands with our team of trusted professionals
Mohamoud Dualeh
Co-Founder
Lutfi Al Shukaili
Co-Founder
Satesh Khemlani
Managing Director
Hamid Rashid
Head of Market Growth
Jameel Al Tamimi
Head of Operation
Sreecharan Kunutur
Head Of IT
Our Partners
You are in great company
Personal finance that fits your needs
Providing microfinance solutions to help grow your business
Testimonial
Don’t just take our word for it, hear what others say
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Saif Basheer
Nairobi
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Sharifah Mwachui
Mombasa
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Abdallah Mbaga
Nairobi
About HAL Capital
We are a Kenyan Fintech that offers Fast Moving Consumer Goods (FMCG) industry operators (such as a Duka/Shop if you run your business) an alternative financing tool in the form of supply chain microfinance.
HAL Capital aim is to improve financial inclusion in Kenya while offering products and services that adhere to stringent international regulatory provisions and standards and is the first of its kind. This allows for fairer and more transparent business practices between both the businesses and HAL Capital. Our cutting edge digital mobile finance platform provide our clients access to credit products and services that are easy to avail to
HAL Capital aim is to improve financial inclusion in Kenya while offering products and services that adhere to stringent international regulatory provisions and standards and is the first of its kind. This allows for fairer and more transparent business practices between both the businesses and HAL Capital. Our cutting edge digital mobile finance platform provide our clients access to credit products and services that are easy to avail to
address the funding gap which small Kenyan business owners face today by enabling them to stock supplies constantly and to grow their businesses bigger. This in turn will help them become self-sustainable, improve economic of scales, and create positive lasting impacts for the society in the long run.
We provide Sharia Compliant Financing, at HAL Capital we strive to be transparent with our dealings, offer fair & equitable financing, responsive to customer’s need, our terms do not include avoidable cost of financing such as “compounded interest” but we disclose & agree terms upfront with our customers. All of our terms and charges are clear and transparent.
We provide Sharia Compliant Financing, at HAL Capital we strive to be transparent with our dealings, offer fair & equitable financing, responsive to customer’s need, our terms do not include avoidable cost of financing such as “compounded interest” but we disclose & agree terms upfront with our customers. All of our terms and charges are clear and transparent.
